(4) Any other proof demonstrating the lender's Local community progress services are aware of Neighborhood advancement demands, including the volume of low- and average-income people that are contributors, or amount of businesses served; and
228 loan is not really to blame for any with the phrases offered to you personally. Fees, fees, and terms are immediately decided on from the lender.
스마트폰에서 네이버 앱 을 설치하면 검색, 뉴스, 지식인, 쇼핑, 메일, 블로그 등 네이버의 다양한 서비스를 앱에서 바로 이용할 수 있습니다. 구글 플레이 스토어 또는 앱 스토어에서 "네이버"를 검색하여 앱을 설치하세요.
네이버는 이제 단순한 검색 포털을 넘어, 우리 삶의 필수적인 부분이 되었습니다. 이 글을 통해 네이버 접근 방법을 자유자재로 활용하고, 네이버가 제공하는 다양한 서비스를 편리하게 이용하시기 바랍니다.
The Board considers the usage of the bank's deposit products aware of the wants of reduced- and reasonable-revenue folks, family members, or homes determined by the subsequent details:
For each main merchandise line, a Geographic Local community Benchmark, calculated pursuant to paragraph III.c of appendix A to this aspect for facility-centered evaluation regions and retail lending evaluation spots, and paragraph III.e of appendix A to this part for out of doors retail lending parts.
(3) Positive aspects or serves a number of geographic parts with small amounts of Local community progress financing;
A bank must delineate a number of facility-centered evaluation regions in which the Board evaluates the lender's history of assisting to meet up with the credit rating demands of its overall Local community pursuant to your general performance checks and strategic approach explained in § 228.21.
Topic for the geographic needs in paragraph (b) of this area, a big bank will have to delineate, for a certain calendar year, a retail lending evaluation spot in any MSA or in the nonmetropolitan space of any Condition in which it originated:
구글이나 빙 등 다른 검색 엔진을 사용하고 있다면, 검색창에 "네이버"를 입력하고 검색하면 네이버 홈페이지를 바로 찾아볼 수 있습니다.
For each of the large financial institution's facility-primarily based evaluation parts, and as relevant, its retail lending evaluation locations, the Board publishes over the Board's Site:
(B) For large banking institutions that had property click here below or equivalent to $10 billion as of December 31 in both on the prior two calendar several years, the Board considers a financial institution's deposit solutions only within the lender's possibility.
(iii) The bank's record of lending to and, as suitable, engaging in other retail and community advancement lending-linked routines for borrowers of various profits degrees and companies and farms of different measurements;
A small lender, or maybe a financial institution that was a little financial institution in the course of the prior calendar yr, should consist of in its general public file the financial institution's loan-to-deposit ratio for each quarter of your prior calendar calendar year and, at its solution, added knowledge on its loan-to-deposit ratio.